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Mortgage Rate Buy-Down Points–to Sell or Not to Sell?

This article appeared on Mortgage Bankers Association on March 5, 2021 https://newslink.mba.org/mba-newslinks/2021/march/ritesh-singhania-mortgage-rate-buy-down-points-to-sell-or-not-to-sell/ Lenders are often presented with the choice of selling some upfront points to buy down the fixed rate mortgage as against going for the zero-cost option, or even receiving points (to pay off closing cost) for selecting a higher fixed interest rate. These …

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